Where local law permits wallet access
Our Legal position is simple: access depends on local law, your location and the account details you provide. We ask for a working phone number before account access so we can connect activity to the correct account holder and reduce mistaken wallet changes. In Yogyakarta and
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elsewhere in Indonesia, DANA, OVO, GoPay and QRIS appear as context options only where local law permits; bank transfer and virtual account steps follow the same location check. If a rule or access condition changes, we place the relevant wording near the account path rather than
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hiding it in promotional copy. You should read those conditions before opening an account, and contact us when a legal question affects your access.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.